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LuLu Money's D9 Platform Services [DPS] provides an ecosystem to manage cross-border payments. DPS supports agency models for both white labeling and payment as service modes. Agents are provided with multiple integration channels to consume services, either through DPS' direct APIs or through reliable DLT networks. This document covers the direct API integration model.

...

CLASSIFICATION: PUBLIC

Table of Contents

Overview

...

Transaction Work Flow

...

eKYC Flow

...

Host Details

Type

Domain Name

Environment

IP Address

Port

Public IP -Inbound

https://drap.digitnine.com

Production

20.74.248.66

443

Public IP - Outbound

https://drap.digitnine.com

Production

20.233.88.26

443

Public IP -Inbound

https://drap-sandbox.digitnine.com

Sandbox

129.151.150.45

443

Public IP - Outbound

https://drap-sandbox.digitnine.com

Sandbox

20.233.88.26

443

Access & Privileges

DPS API is available for access if its security gate's requirements are cleared.

...

Name

Data Type

Max Length

Mandatory

Description

access_token

String

600

Yes

Access token to access the APIs

expires_in

Integer

-

Yes

access_token expiry time in seconds

refresh_expires_in

Integer

-

No

refresh_token expiry time in seconds

refresh_token

String

600

No

Refresh Token

token_type

String

-

Yes

Token type

not-before-policy

Integer

-

-

-

session_state

String

-

-

-

scope

String

-

Yes

Scope details

 

Transaction APIs

A simple three-step transaction processing model where the APIs are invoked in an order of creating quote as the first step, then creating a payment order & authorizing a payment order for the last mile processing.

...

Reference code API to be referred for the properties where the flags and codes are defined by the system is expected by the transaction API. Reference codes to be stored and mapped at sending institution’s systems and to be used while passing the message.

Create Quote

API to get the exchange rate and fee details between the sending country and receiving country and the currency pair.

...

Name

Data Type

Max Length

Mandatory

Description

status

String

60

Yes

Status description

status_code

String

120

Yes

Status code

data

Object

-

Yes

Data object

quote_id

String

16

Yes

Unique identification key for quote

created_at

String

22

Yes

Quote created date and time in local time

created_at_gmt

String

22

Yes

Quote created date and time in GMT

expires_at

String

22

Yes

Quote expiry date and time in local time

expires_at_gmt

String

22

Yes

Quote expiry date and time in GMT

sending_country_code

String

2

Yes

Send country; ISO 2 Char country code

sending_currency_code

String

3

Yes

Send currency: ISO 3 Char currency code

receiving_country_code

String

2

Yes

Beneficiary receive country; ISO 2 Char country code

receiving_currency_code

String

3

Yes

Beneficiary receive currency; ISO 3 Char currency code

sending_amount

BigDecimal

-

Yes

Send amount

receiving_amount

BigDecimal

-

Yes

Receive amount

total_payin_amount

BigDecimal

-

Yes

Total payin amount

price_guarantee

String

10

Yes

Indicates whether a quote's pricing is
INDICATIVE or FIRM

fx_rates

List

 

Yes

Lulu exchange rate

cost_rate

BigDecimal

(15,8)

Conditonal

It is a cost to the partner

rate

BigDecimal

(15,8)
eg: 1234567.12345678

Yes

exchange rate value

base_currency_code

String

3

Yes

base currency for the rate

counter_currency_code

String

3

Yes

counter currency for the rate
1[base_currency_code]=xxxx[rate] [counter_currency_code]

type

String

-

Yes

exchange rate type. buy/sell

fee_details

List

 

Yes

Lulu fee details

type

String

-

Yes

fee type like COMMISSION/TAX

model

String

4

Yes

Fee type model. Possible values are OUR/BENE

currency_code

String

3

Yes

fee Currency code; ISO 3 Char currency code depending on the model (OUR/BENE) selected. If OUR - Send Ccy code & if BENE - Receive Ccy code

amount

BigDecimal

-

Yes

fee amount

description

String

60

No

Description of the fee

settlement_details

List

-

Yes

Settlement details

charge_type

String

-

Yes

Charge type like COMMISSION/TREASURYMARGIN

value

BigDecimal

(15,8)

Yes

Share value

currency_code

String

-

Yes

fee currency code

correspondent_rules

List

-

Yes

Correspondent validation rules for create transaction. It varying based on correspondent. No rules then empty list

field

String

-

No

Field Name

rule

String

-

No

Mandatory or not

 

 

Create Transaction

It will create transactions in the lulu system after validating sender, receiver and transaction details.

...

Name

Data Type

Max Length

Name

Description

status

String

60

Yes

Status description

status_code

String

120

Yes

Status code

data

Object

-

Yes

Data object

transaction_ref_number

String

16

Yes

Transaction reference number. Unique number to identify the transaction.

transaction_date

String

26

Yes

Transaction locked date and time in local time

transaction_gmt_date

String

26

Yes

Transaction locked date and time in GMT

expires_at

String

22

Yes

Payment expiry date and time in local time

expires_at_gmt

String

22

Yes

Payment expiry date and time in GMT

 

 

Confirm Transaction

It will confirm the transaction after validating the transaction number and status.

...

Name

Data Type

Max Length

Mandatory

Description

state

String

60

Yes

Status code

sub_state

String

120

Yes

Sub state code

transaction_ref_number

String

16

Yes

Transaction reference number. Unique number to identify the transaction.

 

Authorize Clearance

It will authorize clearance after validating the transaction number and status.

...

Name

Data Type

Max Length

Mandatory

Description

state

String

60

Yes

Status code

sub_state

String

120

Yes

Sub state code

transaction_ref_number

String

16

Yes

Transaction reference number. Unique number to identify the transaction.

 

 

Enquire Transaction

Enquire transaction API returns the current status of the transaction. This API can be used to query the current status and details of the transaction.

...

Name

Data Type

Max Length

Mandatory

Description

state

String

60

Yes

Status code

sub_state

String

120

Yes

Sub state code

transaction_date

String

26

Yes

Transaction locked date and time in local time

transaction_gmt_date

String

26

Yes

Transaction locked date and time in GMT

type

String

2

Yes

SD - Send, RV - Receive

source_of_income

String

4

Yes

Sender source of income

purpose_of_txn

String

4

Yes

Purpose of the transaction

message

String

200

No

Any free text

instrument

String

60

Yes

Specify the instrument type like Remittance, Bill Payment

sender

Object

-

Yes

Sender object

agent_customer_number

String

60

No

Agent stored customer id

customer_number

String

16

Yes

Lulu customer number

mobile_number

String

20

Yes

Sender mobile number

email

String

320

Yes

Sender email address

first_name

String

60

Yes

Sender first name

last_name

String

60

Yes

Sender last name

middle_name

String

60

No

Sender middle name

date_of_birth

Date

-

Yes

Sender date of birth date

country_of_birth

String

2

Yes

Sender country of birth; ISO 2 Char country code

gender

String

1

Yes

 

nationality

String

2

Yes

Sender nationality code; ISO 2 Char country code

employer

String

300

Yes

Sender employer name

profession_code

String

4

Yes

Sender profession code

visa_type_code

String

3

Yes

Sender visa type code

senderid

List

1

Yes

 

id_code

String

3

Yes

Sender id type code. Example : 4 for emirates ID

id

String

30

Yes

Sender ID / number. Example : Emirates ID

issued_country_code

String

2

Yes

Sender id issued country; ISO 2 Char country code

issued_on

Date

-

No

Sender id issued on date

valid_through

Date

-

Yes

Sender id expiry date

issued_by

String

40

No

Sender id issued by

sender_address

List

1

Yes

 

address_type

String

20

Yes

Sender address type like Present, Permanent

address_line

String

70

Yes

Sender address line

street_name

String

70

Yes

Sender street name

building_number

String

16

Yes

Sender building number

post_code

String

16

Yes

Sender postal area code. Example: Zipcode, Pincode

pobox

String

12

No

Sender post box number

town_name

String

35

Yes

Sender town name

country_subdivision

String

35

Yes

Sender country sub division like state, city

country_code

String

2

Yes

Sender country code; ISO 2 Char country code

receiver

Object

-

Yes

 

agent_receiver_id

String

60

No

Agent stored receiver id

mobile_number

String

20

No

Receiver mobile number

first_name

String

60

Yes

Receiver first name

last_name

String

60

Yes

Receiver last name

middle_name

String

60

No

Receiver middle name

date_of_birth

Date

-

No

YYYY-MM-DD format

gender

String

1

Yes

Receiver gender name

nationality

String

2

Yes

Receiver nationality code; ISO 2 Char country code

relation_code

String

-

Yes

Relation type like Friend, Brother

receiver_address

List

1

Yes

 

address_type

String

20

Yes

Receiver address type like Present, Permanent

address_line

String

70

Yes

Receiver address line

street_name

String

70

Yes

Receiver street name

building_number

String

16

Yes

Receiver building number

post_code

String

16

Yes

Receiver postal area code. Example: Zipcode, Pincode

pobox

String

12

No

Receiver post box number

town_name

String

35

Yes

Receiver town name

country_subdivision

String

35

Yes

Receiver country sub division, like state, city.

country_code

String

2

Yes

Receiver country code; ISO 2 Char country code

receiver_id

List

1

No

 

id_code

String

-

No

Receiver id type code. Example : 4 for emirates ID

id

String

30

No

Receiver ID / number. Example : Emirates ID

issued_country_code

String

2

No

Receiver id issued country; ISO 2 Char country code

issued_on

Date

-

No

Receiver id issued on date

valid_through

Date

-

No

Receiver id expiry date

issued_by

String

40

No

Receiver id issued by

bank_details

Object

-

Conditional

Mandatory for Bank transfer

account_type_code

String

-

Yes

Receiver account type like savings, current.

account_number

String

34

Yes

Receiver bank account number

iso_code

String

11

Yes

Receiver bank ISO code

iban

String

34

No

Receiver bank IBAN number

cashpickup_details

Object

-

Conditional

Mandatory for cash pick up

correspondent

String

2

Yes

Correspondent name. It is mandatory for Cash Payout

correspondent_id

String

100

Yes

Correspondent ID. It is mandatory for Cash Payout

correspondent_location_id

String

100

Yes

Correspondent location ID. It is mandatory for Cash Payout

transaction

Object

-

Yes

 

quote_id

String

16

Yes

Unique quote id to identify the rate and fee.

channel_quote_id

String

36

No

Unique channel quote id to push transaction status back to Ripple

agent_transaction_ref_number

String

60

No

Agents unique transaction reference number

receiving_mode

String

20

Yes

Receive mode / delivery mode. Example : BANK, CASHPICKUP

payment_mode

String

2

No

Payment mode

sending_country_code

String

2

Yes

Operation country; ISO 2 Char country code

sending_currency_code

String

3

Yes

Sending currency; ISO 3 Char currency code

receiving_country_code

String

2

Yes

Beneficiary receive country; ISO 2 Char country code

receiving_currency_code

String

3

Yes

Beneficiary receiving currency; ISO 3 Char currency code

sending_amount

BigDecimal

-

Yes

Send amount

receiving_amount

BigDecimal

-

Yes

Receiver receiving amount

total_payin_amount

BigDecimal

-

Yes

Total payin amount

fx_rates

List

 

Yes

Lulu exchange rate

rate

BigDecimal

(15,8)
eg: 1234567.12345678

Yes

exchange rate value

base_currency_code

String

3

Yes

base currency for the rate; ISO 3 Char country code

counter_currency_code

String

3

Yes

counter currency for the rate
1[base_currency_code]=xxxx[rate] [counter_currency_code]

type

String

-

Yes

exchange rate type. buy/sell

fee_details

List

 

Yes

Lulu exchange fee details

type

String

-

Yes

fee type like COMMISSION/TAX

model

String

4

Yes

Fee type model. Possible values are OUR/BENE

currency_code

String

3

Yes

fee Currency code; ISO 3 Char currency code

amount

BigDecimal

-

Yes

fee amount

description

String

60

No

Description of the fee

settlement_details

List

-

Yes

Settlement details

charge_type

String

-

Yes

Charge type like COMMISSION/TREASURYMARGIN

value

BigDecimal

(15,8)

Yes

Share value

currency_code

String

-

Yes

fee Currency code

 

BRN Update

It will update the bank reference number.

...

Name

Data Type

Max Length

Mandatory

Description

state

String

60

Yes

Status code

sub_state

String

120

Yes

Sub state code

 

Cancel Transaction

It will cancel the transaction after validating the transaction number and status.

...

Name

Data Type

Max Length

Mandatory

Description

state

String

60

Yes

Status code

sub_state

String

120

Yes

Sub state code

transaction_ref_number

String

16

Yes

Transaction reference number

 

Transaction Receipt

This API will return the invoice report of the transaction as base64 data.

...

Name

Data Type

Max Length

Mandatory

Description

state

String

60

Yes

Status code

sub_state

String

120

Yes

Sub state code

data

String

 

Yes

Base64 data

 

Transaction Status Update

This API is used to update the status of the transaction like partner where transaction fulfillment happens in partner network. Since fulfillment happens from partner network, status need to take from partners by this API.

...

Name

Data Type

Max Length

Mandatory

Description

status

String

-

Yes

Status value should always be “ACKNOWLEDGED”

Callback APIs

Transaction Status Callback

This is a callback API that we should call to push the status of the transaction.  This API will be hosted by the Partner as per below spec. For integrity validation a pre shared secret can be used for computing payload hash. When calling the API we will compute the hash by concatenating the pre shared secret at the end of the request payload as below:

...

  • Those transactions status push will not be processed anymore, get the latest information from transaction enquiry API.

Reference APIs

Get Codes

Get codes API returns the master data for Id types, relation, profession, purpose, payments modes, instruments, receiving modes, fee types, address types, income range types, correspondent, cancelation reasons and account types list for the available services. This API will return all types in the response if the param is empty.

...

Name

Data Type

Max Length

Mandatory

Description

status

String

60

Yes

Status description

status_code

Integer

-

Yes

Eg : 200

data

Object

-

Yes

Data object

relationships

Array

-

Yes

Relation array object

code

String

3

Yes

code

name

String

60

Yes

name

id_types

Array

-

Yes

ID Types array object

code

String

3

Yes

code

name

String

60

Yes

name

sources_of_income

Array

-

Yes

Source of Income array object

code

String

4

Yes

ISO code for representing Source of Income

name

String

60

Yes

name

purposes_of_txn

Array

-

Yes

Purposes of txn array object

code

String

4

Yes

ISO code for representing Purposes of txn

name

String

60

Yes

name

professions

Array

-

Yes

professions array object

code

String

3

Yes

code

name

String

60

Yes

name

account_types

Array

-

Yes

account types array object

code

String

3

Yes

code

name

String

60

Yes

name

payment_modes

Array

-

Yes

payment modes array object

code

String

3

Yes

code

name

String

60

Yes

name

visa_types

Array

-

Yes

payment modes array object

code

String

3

Yes

code

name

String

60

Yes

name

instruments

Array

-

Yes

Instrument value ENUMs

code

String

3

Yes

code

name

String

60

Yes

name

address_types

Array

-

Yes

address_type value ENUMs

id

Integer

-

Yes

id

code

String

3

Yes

code

name

String

60

Yes

name

receiving_modes

Array

-

Yes

receiving_modes value ENUMs

code

String

3

Yes

code

name

String

60

Yes

name

fee_types

Array

-

Yes

fee_types value ENUMs

code

String

3

Yes

code

name

String

60

Yes

name

income_types

Array

-

Yes

Income type values

code

String

3

Yes

code

name

String

60

Yes

name

income_range_types

Array

-

Yes

Income type range values

code

String

3

Yes

code

name

String

60

Yes

name

cancel_reason_codes

Array

-

Yes

Cancel Reason values

code

String

20

Yes

code

name

String

60

Yes

name

transaction_count_per_month

Array

-

Yes

Transaction count per month range values

code

String

3

Yes

code

name

String

60

Yes

name

transaction_volume_per_month

Array

-

Yes

Transaction volume per month range values

code

String

3

Yes

code

name

String

60

Yes

name

correspondents

Array

-

Yes

 

code

String

2

Yes

correspondent

name

String

60

Yes

name

document_types

Array

-

Yes

 

code

String

3

Yes

isocode

name

String

60

Yes

document description

proof_content_types

Array

-

Yes

 

code

String

3

Yes

extension

name

String

60

Yes

path

business_types

Array

-

Yes

 

code

String

3

Yes

businessType

name

String

60

Yes

businessDescription

Get Service Corridor

Fetches the service details, corridor details, currency details and agent details.

...

Name

Data Type

Max Length

Mandatory

Description

status

String

60

Yes

Status description

status_code

Integer

-

Yes

Status code

data

Object Array

-

Yes

 

instrument

String

60

Yes

Instrument type like Remittance,

transaction_type

String

-

Yes

SEND or RECEIVE

receiving_mode

String

20

Yes

Example : BANK, CASHPICKUP

sending_country_code

String

2

Yes

Operation country code; ISO 2 Char country code

sending_country

String

60

Yes

Operation country name

receiving_country_code

String

2

Yes

Beneficiary receive country code; ISO 2 Char country code

receiving_country

String

60

Yes

Beneficiary receive country

limit_currency

String

60

Yes

Currency name to check the limit

limit_currency_code

String

3

Yes

Currency code to check the limit: ISO 3 Char currency code

limit_min_amount

BigDecimal

-

Yes

Minimum amount for each transaction

limit_per_transaction

BigDecimal

-

Yes

Maximum limit per transaction

send_min_amount

BigDecimal

-

Yes

Minimum limit for transactions

send_max_amount

BigDecimal

-

Yes

Maximum limit for transactions

corridor_currencies

Object Array

-

Yes

Agent and currency details

sending_currency_code

String

3

Yes

Sending currency code; ISO 3 Char currency code

sending_currency

String

60

Yes

Sending currency name

receiving_currency_code

String

3

Yes

Receiving currency code; ISO 3 Char currency code

receiving_currency

String

60

Yes

Receiving currency name

correspondent

String

2

Yes

Correspondent code / ID

correspondent_name

String

60

Yes

Correspondent name

anywhere

Integer

-

No

Indicates the pick up anywhere is available or not

Get Bank Master

Bank API returns the list of banks available in the country. The results can be paginated if necessary parameters are passed with the request.

...

Name

Data Type

Max Length

Mandatory

Description

status

String

60

Yes

Status description

status_code

String

120

Yes

Status code

data

Object

-

Yes

 

list

Object Array

-

Yes

list contains array of banks id,name

bank_name

String

60

Yes

Bank name

bank_id

Integer

-

Yes

Internal Bank ID

records

Integer

-

Yes

number of fetched records

total_records

Integer

-

Yes

Total entries available

total_page

Integer

-

Yes

Total result page number

current_page

Integer

-

Yes

Current page no

Get Bank By Id

Bank API returns the details of bank with the given bank id.

...

Name

Data Type

Max Length

Mandatory

Description

status

String

60

Yes

Status description

status_code

Integer

-

Yes

Eg 200,401

data

Object

-

Yes

 

bank_name

String

60

Yes

Bank name

bank_id

String

20

Yes

Internal Bank ID

bank_country_code

String

2

Yes

Bank country code Eg : IN

bank_account_number_length

String

-

Yes

Eg : "14,15,16" ,
comma separated bank account lengths

bank_address

String

60

Optional

address of bank

Get Branch Master

Branch master API returns the list of bank branches available for the given bank and country.

API

/raas/

api

masters/v1

_0/ras/master

/banks/{bank_id}/branches

Authorization

 Bearer Token

Method

GET

Headers

Content-Type:application/json

Request param

Payload

Code Block
none

Request Params

page      :    <<page>>
size        :      <<size>>
correspondent :  <<correspondent>>
receiving_country_code :

<<ISO

  <<receiving_country_

Code>>

page : <<page_no>>

size : <<page_size>>

correspondent : <<correspondent>>

receiving_mode : <<receiving_mode>>

code>>
receiving_mode   : <<receiving_mode>>
branch_id : <<branch_id>>

branch_name_part : <<branch_name_part>>

Response

Code Block
{
    "status": "success",
    "status_code": 200,
    "data": {
        "records":
2
5,
        "list": [
            {
                "bank_id": "
11246
10011",
                "branch_id": "
6810488
499733",
                "
bank_
branch_name": "
KASHMIR CHOWK
ITWARI",
                "routing_code": "
2416
HDFC0004034",
                "iso_code": "
HDFCINBBXXX",
                "sort": " ",
},
{
"bank_name":"",
                "bank_branch_
id
name":
"
11246
",
                "
branch_id
ifsc":
"
278057
",
                "
bank_branch_name
bic":
"THE MALL BRANCH
"",
                "address":"",
                "
routing
town_
code
name":
"
0135
",
                "
iso
country_
code
subdivision":
"
.
",
                "
sort
country_code":
"
.
"
            }
        ],
        "total_records":
2118
1,
        "total_page":
1059
1,
        "current_page": 1
    }
}

 

Header

URL Path ParamsRequest

String

Name

Data Type

Max Length

Mandatory

Description

Sample Value

bank_id

Name

Data Type

Max Length

Mandatory

Description

receiving_country_code

String

2

Yes

Country code in iso format

Sample value : IN

page

Integer

-

No

correspondent

String

60

Yes

ID of the bank whose the branches should be listed

14223

 

Request Param

Default value is LR, value based on the correspondent

Eg : LR ,RR etc.

receiving_country_code

String

30

Yes

country code

receiving_mode

String

6

Yes

Default value is BANK

Eg : BANK ,CASHPICKUP

branch_id

String

-

Optional

If branch_id pass the result should fully based on this branch_id

size

Integer

5000

Yes

If the API consumer wants a the result paginated, they can use the Page parameter to specify the page

number

Number of the paginated result

Sample value

Eg : 1

size

page

Integer

-

No

Yes

If the API consumer wants a the result paginated, they can use the

Size

Page parameter to specify the page size (number of rows )

of each page

of the paginated result

.


Sample value

Eg:10

correspondent

branch_name_part

String

2

120

No

Correspondent

Sample value: LR/OR

receiving_mode

String

-

No

Receiving Mode

Sample value: BANK

branch_name_part is a optional parameter in this API. if a Branch Name is passed the response will contains the list of Branches of the Bank which contains the word/words.

Eg : ROAD BRANCH

 

Payload
none 

Response

Name

Data Type

Max Length

Mandatory

Description

status

String

60

Yes

Status description

status_code

String

Integer

120

-

Yes

Status code

data

Object

-

Yes

 

list

Object Array

-

Yes

 

list contains array of results

bank_

id

name

String

-

60

Yes

Bank

Id

branch name

branch_id

String

Integer

-

Yes

Internal Branch code

bank_id

Integer

-

Yes

Internal bank Id

branch_name

String

300

70

Yes

Bank branch

Branch name

routing_code

String

30

No

Routing code

sort

String

15

No

Sort code

iso_code

String

11

30

No

ISO Code

sort

bank_branch_name

String

15

 

No

Sort code

records

Integer

-

Yes

number of fetched records

total_records

Integer

-

Yes

Total entries available

total_page

Integer

-

Yes

Total result page number

current_page

Integer

-

Yes

Current page no

NO

bank branch name

ifsc

String

 

NO

ifsc

bic

String

 

YES

bic

address

String

 

NO

address

town_name

String

 

NO

town name

country_subdivision

String

 

NO

country subdivision

country_code

String

 

NO

country code

Get Branch By Id

Bank Branch by Id API returns the details of bank-branch with the given bank_id and branch_id

API

/

api

raas/

v2

masters/

ras/master

v1/banks/{bank_id}/branches/{branch_id}

Authorization

Bearer Token

Method

GET

Headers

Content-Type : application/json

Request param

correspondent : <<correspondent>>

Response

Code Block
{
    "status": "success",
    "status_code": 200,
    "data": {
        "bank_id": "
11246
10011",
        "branch_id": "
6810488
6799597",
        "
bank_branch_
branch_name": "GOLA ROAD PATNA",
        "branch_full_name": "
KASHMIR CHOWK
GOLA ROAD PATNA, ,HDFC0008115",
        "address": " ",
        "country_code": "IN",
        "routing_code": "
2416
HDFC0008115",
        "bic": " ",
        "iso_code": " ",
        "sort": " ",
} }

 

 

URL Path Params

Name

Data Type

Mandatory

Description

Sample Value

bank_id

String

Yes

ID of the bank

14223

  "bank_name":"",
        "town_name":"",
        "country_subdivision":"",
        "ifsc":""
    }
}

 

 URL Path Params

Name

Data Type

Mandatory

Description

Sample Value

bank_id

String

Yes

ID of the bank

14223

branch_id

String

Yes

ID of the bank-branch

520170

Request Param

Name

Data Type

Max Length

Mandatory

Description

correspondent

String

-

No

Correspondent default value is LR

Sample value : LR

/OR

Response

Name

Data Type

Max Length

Mandatory

Description

status

String

60

Yes

Status description

status_code

String

120

Yes

Status code

data

Object Array

-

Yes

 

bank_id

String

-

Yes

Bank Id

branch_id

String

-

Yes

Internal Branch code

bank_branch

branch_name

String

-

Yes

Bank branch name
Eg Value GOLA ROAD PATINA

branch_full_name

String

300

Yes

Bank branch full name
Eg : GOLA ROAD PATINA , HDFC008115

address

String

-

No

address of bank branch

country_code

String

2

Yes

Country code

routing_code

String

30

No

Routing code

iso_code

String

11

No

ISO code

bic

String

-

No

Bic

sort

String

15

No

Sort code

Branch Search

Branch Search API returns the branch details for the given ifsc code.

API

/api/v1_0/ras/branch-search

bank_name

String

 

No

bank name

town_name

String

 

No

town name or city

country_subdivision

String

 

No

country subdivision or state

ifsc

String

 

No

ifsc

Branch Search

Branch Search API is used to get detailed information about branch with iso, routing or sort codes
Note Lookup on any one of the request parameter[iso_code, routing_code, sort_code] is allowed

API

/raas/masters/v1/branches/lookup

Authorization

 Bearer Token

Method

POST

GET

Headers

Content-Type:application/json

sender : <<sender_name>>

channel: <<channel_name>>

company: <<company_code>>

branch: <<branch_code>>

Payload

Code Block{ "ifsc": "FDRL0001044", "country_code":"IN" }

Payload

Code Block
none

Request Params

page : <<page>>

size : <<size>>

sort_code : <<sort_code>>

routing_code : <<routing_code>>

receiving_mode : <<receiving_mode>>

receiving_country_code : <<receiving_country_code>>

correspondent : <<correspondent>>

Response

Code Block
{
    "status": "success",
    "status_code": 200,
    "data": {
        "
bank_id
records":
"10078"
2,
        "
bank_name
list": [
"FEDERAL
BANK LTD",
           {
                "
branch
bank_id": "
140727
11232",
                "
bank_
branch_
name
id": "
ETTUMANOOR,KOTTAYAM,FDRL0001044
509162",
                "branch_name": "
ETTUMANOOR
IB-KHUSHAB",
"ifsc
        "branch_full_name": "
FDRL0001044
IB-KHUSHAB,KHUSHAB,5549",
                "
routing_code
address": "
FDRL0001044
 ",
"swift
    "town_name": "
.
KHUSHAB",
"sort
     "country_subdivision": "
.
PUNJAB",
"address
       "country_code": "PK",
ETTUMANOOR
686
631
KERALA",
         "
town
routing_
name
code": "
KOTTAYAM
5549",
                "
country
iso_
subdivision
code": "
KERALA
ALFHPKKAXXX",
"country_code":
"IN"
}
}

 

Response(Error case)

Code Block{
    
"
status
sort":
 
 "
failure
.",
    "status_code": 404,     "error_code": 40100,     "message": "Bank branches not available for this search query" }

Header

...

Name

...

Data Type

...

Max Length

...

Mandatory

...

Description

...

sender

...

String

...

60

...

No

...

Agent / Partner name.

...

channel

...

String

...

30

...

No

...

Ripple / Direct

...

company

...

String

...

6

...

No

...

Will be shared

...

branch

...

String

...

6

...

No

...

Will be shared

Payload

...

Name

...

Data Type

...

Max Length

...

Mandatory

...

Description

...

ifsc

...

String

...

11

...

Yes

...

ifsc code

...

country_code

...

String

...

2

...

Yes

...

country code

 

Response

Name

Data Type

Max Length

Mandatory

Description

status

String

60

Yes

Status description

status_code

String

120

Yes

Status code

data

Object Array

-

Yes

 

bank_id

String

-

Yes

Bank code

bank_name

String

60

Yes

Bank name

branch_id

String

-

Yes

Internal Branch code

bank_branch_name

String

300

Yes

Bank branch name

branch_name

String

70

Yes

Branch name

address

String

70

Yes

Bank address

ifsc

String

11

Yes

IFSC code

routing_code

String

30

No

Routing code

swift

String

11

No

Swift code

sort

String

15

No

Sort code

address

String

70

Yes

Bank address

town_name

String

35

Yes

Bank address town name

country_subdivision

String

70

Yes

Bank address country sub division like state,city

country_code

String

2

Yes

Bank address country code:ISO

2 Char country code

                "bank_name":"",
                "ifsc":"",
                "bic":""
            },
            {
                "bank_id": "11232",
                "branch_id": "509985",
                "branch_name": "IBG GULBAHAR COLONY",
                "branch_full_name": "IBG GULBAHAR COLONY, ,5596",
                "address": " MAIN GULBAHAR ROAD",
                "country_code": "PK",
                "routing_code": "5596",
                "iso_code": "ALFHPKKAXXX",
                "sort": ".",
                "bank_name":"",
                "ifsc":"",
                "bic":""
            }
        ],
        "total_records": 780,
        "total_page": 390,
        "current_page": 1
    }
}

 

Response(Error case)

Code Block
{
    "status": "failure",
    "status_code": 404,
    "error_code": 40004,
    "message": "Bank branch's not found"

Header

Payload

none 

Request Params

Name

Data Type

Max Length

Mandatory

Description

page

Integer

-

No

If the API consumer wants a the result paginated, they can use the Page parameter to specify the page number of the paginated result

Sample value: 1

size

Integer

5000

No

If the API consumer wants a the result paginated, they can use the Size parameter to specify the size (number of rows) of each page of the paginated result.

Sample value : 10

correspondent

String

2

No

Correspondent

Sample value: LR/OR

receiving_mode

String

-

No

Receiving Mode

Sample value: BANK

iso_code

String

-

No

ISO coderouting_code

routing_code

String

-

No

Routing codesort_code

sort_code

String

15

No

Sort code

receiving_country_code

String

2

Yes

Country code in iso format

Sample value : IN

Response

Name

Data Type

Max Length

Mandatory

Description

Name

Data Type

Max Length

Mandatory

Description

status

String

60

Yes

Status description

status_code

Intger

-

Yes

Status code

data

Object

-

Yes

 

list

Object Array

-

Yes

list contains Object array

bank_id

String

-

Yes

Bank code

branch_id

String

-

Yes

Internal Branch code

branch_full_name

String

300

Yes

Bank branch full name

branch_name

String

70

Yes

Branch name

routing_code

String

30

No

Routing code

sort

String

15

No

Sort code

address

String

70

Yes

Bank address

town_name

String

35

No

Bank address town name

country_subdivision

String

70

No

Bank address country sub division like state,city

country_code

String

2

Yes

Bank address country code:ISO

2 Char country code

iso_code

String

-

Yes

ISO code

bank_name

String

 

No

bank

ifsc

String

 

No

ifsc

bic

String

 

No

nic

records

Integer

-

Yes

number of fetched records

total_records

Integer

-

Yes

Total entries available

total_page

Integre

-

Yes

Total number of pages available according to given page and size params values

current_page

Integer

-

Yes

Current page number

Get Agent Credit Balance

Fetches the agent credit balance.

API

/raas/masters/v1/accounts/balance

Authorization

 Bearer Token

Method

GET

Headers

Content-Type:application/json

Payload

Code Block
None

Parameter

payment_mode

Response

Code Block
{
    "status": "success",
    "status_code": 200,
    "data": [
        {
            "closingBalance": 103151529,
            "currency": "AED"
        }
    ]
}

 

 

Header

 

Payload

None 

Parameter

Name

Data Type

Max Length

Mandatory

Description

payment_mode

String

2

Conditional

AP, BT, LE, CO etc.

Response

Name

Data Type

Max Length

Mandatory

Description

Name

Data Type

Max Length

Mandatory

Description

status

String

60

Yes

Status description

status_code

Integer

-

Yes

Status code

data

Object Array

-

Yes

 

closingBalance

Integer

-

Yes

Closing Balance

currency

String

3

Yes

Currency code

 

Get Rates

Fetches the exchange rates between the sending country and all its possible receive recipient
countries. When the filter parameter is passed, then the API will return only a specific country code and/or currency code rate.

API

/

api

raas/masters/v1

_0/ras

/rates

Authorization

 Bearer Token

Method

GET

Headers

Content-Type:application/json

sender : <<sender_name>>

channel: <<channel_name>>

company: <<company_code>>

branch: <<branch_code>>

Request Param

correspondent :

<<corresponden

Response

Code Block{ "status": "success", "status_code": 200, "data": { "rates": [ { "rate": 157.97164409, "to_currency_name": "PHILIPPINE PESO", "to_currency": "PHP", "from_currency": "AED", "to_country_name": "Philippines", "to_country": "PH

<<correspondent>>

receiving_mode :<<receiving_mode>>

include_correspondents : <<include_correspondents>>

receiving_country_code : <<receiving_country_code>>

receiving_currency_code : <<receiving_currency_code>>

service_type : <<service_type>>

Response

Code Block
{
    "status": "success",
    "status_code": 200,
"receiving_mode
"data":
"BANK"
{
},
"rates": [
            {
                "rate":
58
157.
47813006
97164409,
                "to_currency_name": "
PAKISTANI
PHILIPPINE
RUPEE
PESO",
                "to_currency": "
PKR
PHP",
                "from_currency": "AED",
                "to_country_name": "
Pakistan
Philippines",
                "to_country": "
PK
PH",
                "receiving_mode": "BANK"
            },
            {
                "rate":
20
80.
96574512
22623799,
                "to_currency_name": "
INDIAN
PAKISTANI RUPEE",
                "to_currency": "
INR
PKR",
                "from_currency": "AED",
                "to_country_name": "
India
Pakistan",
                "to_country": "
IN
PK",
                "receiving_mode": "BANK"
            },
            {
                "rate":
0
22.
35720868
67208167,
                "to_currency_name": "
EGYPTIAN
INDIAN
POUND
RUPEE",
                "to_currency": "
EGP
INR",
                "from_currency": "AED",
                "to_country_name": "
Egypt
India",
                "to_country": "
EG
IN",
                "receiving_mode
": "BANK" } ] } }

Request Param

receiving_currency_code : <<receiving_currency_code>>
receiving_country_code : <<receiving_country_code>>
correspondent : <<correspondent>>

Response

Code Block{ "status": "success", "status_code": 200, "data": {
": "BANK"
"rates": [
 },
            {
                "rate":
58
8.
47813006
42089024,
                "to_currency_name": "
PAKISTANI
EGYPTIAN
RUPEE
POUND",
                "to_currency": "
PKR
EGP",
                "from_currency": "AED",
                "to_country_name": "
Pakistan
Egypt",
                "to_country": "
PK
EG",
                "receiving_mode": "BANK"
            }
        ]
    }
}

Request Param
(If include_correspondents is true)

correspondent : <<correspondent>>

receiving_

currency_code

mode :<<receiving

_currency_code>>

_mode>>

include_correspondents : <<include_correspondents>>

receiving_country_code : <<receiving_country_code>>

include

receiving_

correspondents: <<include_correspondents>>
receiving_mode

currency_code : <<receiving_currency_

mode>>

code>>

correspondent : <<correspondent>>

Response

Code Block
{
    "status": "success",
    "status_code": 200,
    "data": {
        "rates": [
            {
                "rate":
157
80.
97164409
22623799,
                "
to_currency_name
correspondent": "
PHILIPPINE PESO
LR",
                "
to_currency
anywhere":
"PHP"
0,
                "
from
to_currency
": "AED", "to_country
_name": "
Philippines
PAKISTANI RUPEE",
                "to_
country
currency": "
PH
PKR",
                "
receiving
from_
mode
currency": "
CASHPICKUP
AED",
                "
correspondent
to_country_name": "
6731420
Pakistan",
                "
correspondent
to_
id
country": "
10388
PK",
                "
correspondent
receiving_
name
mode": "
ASIA UNITED 
BANK",
                "correspondent_
location_id": "672991", "anywhere
name":
1
"LuluRemittance"
            }
        ]
    }
}
...
company
...
String
...
6
...
Header
...
Name
...
Data Type
...
Max Length
...
Mandatory
...
Description
...
sender
...
String
...
60
...
No
...
Agent / Partner name.
...
channel
...
String
...
30
...
No
...
Ripple / Direct

...
Will be shared
...
branch
...
String
...
6
...
No
...
Will be shared
Payload
None
Parameter
...
Name
...
Data Type
...
Max Length
...
Mandatory
...
Description
...
receiving_currency_code
...
String
...
3
...
Conditional
...
Receiving currency code; ISO 3 Char currency code
...
receiving_country_code
...
String
...
2
...
Conditional
...
Receiving country code
...
include_correspondents
...
String
...
-
...
Optional
...
if include_correspondents=True then receiving_currency_code, receiving_country_code, and receiving_mode are mandatory
...
receiving_mode
...
String
...
20
...
Conditional
...
Receive mode / delivery mode. Example : BANK, CASHPICKUP
...
correspondent
...
String
...
2
...
Mandatory
...
Correspondent.Example: LR , RR
 
Response
Request Param
to_currency
Name
Data Type
Max Length
Mandatory
Description
status
String
60
Yes
Status description
status_code
String
120
Yes
Status code
rates
Object
-
Yes
Rates array object
from_currency
String
3
Yes
From currency - default currency for the agent
receiving_currency_code
String
3
Yes
Conditional
Receiving currency code; ISO 3 Char currency code
to
receiving_
currency
country_
name
code
String
60
2
Yes
Conditional
Receiving 
 currency name
to_country
String
3
Yes
Receiving 
 country code
to
include_
country_name
correspondents
String
60
-
Yes
Receiving country name
rate
BigDecimal
(15,8)
eg: 1234567.12345678
Yes
Lulu exchange rate
receiving_mode
String
20
Conditional
Receive mode / delivery mode. Example : BANK, CASHPICKUP
correspondent
String
-
Conditional
Correspondent code / ID
correspondent_id
String
-
Conditional
Correspondent specefic ID.
correspondent_name
String
-
Conditional
Correspondent name
correspondent_location_id
String
-
Conditional
Correspondent specefic location ID. 
anywhere
Integer
-
Conditional
Indicates the pick up anywhere is available or not
 
Get Agent Credit Balance
Fetches the agent credit balance.
...
API
...
/api/v1_0/ras/credit-balance
...
Authorization
...
 Bearer Token
...
Method
...
GET
...
Headers
Content-Type:application/json
sender : <<sender_name>>
channel: <<channel_name>>
company: <<company_code>>
branch: <<branch_code>>
...
Payload
...
 Code Block
None
...
Parameter
...
None
...
Response
...
 Code Block
languagejson
{
    "status": "success",
    "status_code": 200,
    "data": {
        "closingBalance": -12720
    }
}
 
Header
...
Name
...
Data Type
...
Max Length
...
Mandatory
...
Description
...
sender
...
String
...
60
...
No
...
Agent / Partner name.
...
channel
...
String
...
30
...
No
...
Ripple / Direct
...
company
...
String
...
6
...
No
...
Will be shared
...
branch
...
String
...
6
...
No
...
Will be shared
Payload
None 
Parameter
None
Response
...
Name
...
Data Type
...
Max Length
...
Mandatory
...
Description
...
status
...
String
...
60
...
Yes
...
Status description
...
status_code
...
String
...
120
...
Yes
...
Status code
...
data
...
Object Array
...
-
...
Yes
...
 
...
closingBalance
...
Integer
...
-
...
Yes
...
Closing Balance
V2 Get Agent Credit Balance
Fetches the agent credit balance from D9 API and from YOM.
API
/api/v2_0/raas/credit-balance
Optional
if include_correspondents=True ,response will contain correspondent details.
receiving_mode
String
20
Conditional
Receive mode / delivery mode. Example : BANK, CASHPICKUP
correspondent
String
2
Yes
Correspondent.Example: LR , RR
default valuenis LR
Response
Name
Data Type
Max Length
Mandatory
Description
Name
Data Type
Max Length
Mandatory
Description
status
String
60
Yes
Status description
status_code
Integer
-
Yes
Status code
rates
Object Array
-
Yes
Rates array object
from_currency
String
3
Yes
From currency - default currency for the agent
to_currency
String
3
Yes
Receiving currency code; ISO 3 Char currency code
to_currency_name
String
60
Yes
Receiving currency name
to_country
String
3
Yes
Receiving country code
to_country_name
String
60
Yes
Receiving country name
rate
BigDecimal
(15,8)
eg: 1234567.12345678
Yes
Lulu exchange rate
receiving_mode
String
20
Yes
Receive mode / delivery mode. Example : BANK, CASHPICKUP
correspondent
String
-
Conditional
Correspondent code / ID
correspondent_name
String
-
Conditional
Correspondent name
anywhere
Integer
-
Conditional
Indicates the pick up anywhere is available or not
 
Account validation
Validate the account number length
API
/raas/masters/v1/accounts/validation
Authorization
 Bearer Token
Method
GET
Headers
 
Content-Type:application/json
sender : <<sender_name>>
channel: <<channel_name>>
company: <<company_code>>
branch: <<branch_code>>
Payload
 Code Block
None
Parameter
None
Payload
 Code Block
None
Parameter
correspondent : <<correspondent>>
receiving_country_code : <<receiving_country_code>>
receiving_mode : <<receiving_mode>>
iso_code : <<iso_code>>
routing_code : <<routing_code>>
sort_code : <<sort_code>>
iban : <<iban>>
bank_id : <<bank_id>>
branch_id : <<branch_id>>
first_name : <<first_name>>
middle_name : <<middle_name>>
last_name : <<last_name>>
account_number : <<account_number>>
Response
 Code Block
{
    "status": "success",
    "status_code"
: 200,
    "data": [
        {
            "closingBalance": 202199.880701786,
      
: 200,
    
 
"
currency
data": "
USD
Validation successful"
}
 
Failed Response
 Code Block

{
    
  }
"status": "failure",
    "status_code": 406,
  
{
  
      
"error_code": 8073102,
    "
closingBalance
message": 
1880539.28,
            "currency": "PKR"
        }
    ]
}
 
 
Header
...
Name
...
Data Type
...
Max Length
...
Mandatory
...
Description
...
sender
...
String
...
60
...
Yes
...
Agent / Partner name.
...
channel
...
String
...
30
...
Yes
...
Ripple / Direct
...
company
...
String
...
6
...
Yes
...
Will be shared
...
branch
...
String
...
6
...
Yes
...
Will be shared
 
Payload
None 
Parameter
None
...
"Bank account number length is not acceptable. Allowed length is anyOf:14,15,16"
}
 
 
Header
 
Payload
None 
Parameter
Name
Data Type
Max Length
Mandatory
Description
correspondent
String
-
No
Correspondent
receiving_country_code
Integer
-
Yes
Receiving country code
receiving_mode
String
-
Yes
Receiving mode
iso_code
String
-
No
Iso code
routing_code
Integer
-
No
Routing code
sort_code
String
-
No
Sort code
account_number
String
-
No
Account number
iban
String
-
No
iban
bank_id
String
-
No
Internal Id of bank
branch_id
String
-
No
Internal Id of branch
first_name
String
-
No
first name
middle_name
String
-
No
middle name
last_name
String
-
No
last name
account_number
String
34
No
account number
Response
Name
Data Type
Max Length
Mandatory
Description
Name
Data Type
Max Length
Mandatory
Description
status
String
60
Yes
Status description
status_code
String
Integer
120
-
Yes
Status code
data
Object ArrayInteger
String
-
Yes
 
closingBalance
String
 Eg value "Validation successful"
message
String
-
Yes
Closing Balance
currency
No
Eg Value : Bank account number length is not acceptable. Allowed length is anyOf:14,15,16
error_code
Integer
-
Yes
currency of the Closing Balance
No
Error code value
Transaction States and Sub-States
Transaction Activity
State
Sub-State
Description
CREATE TXN
INITIATED
QUOTE_ACCEPTED
Quote accepted for the given currency pair
 
INITIATED
ORDER_VERIFIED
Order verified for the given details
 
ACCEPTED
ORDER_ACCEPTED
Order accepted for the given verified details
 
REJECTED
ORDER_REJECTED
Order rejected after verification
CONFIRM TXN
IN_PROGRESS
PAYMENT_PENDING
Payment pending for the transaction
IN_PROGRESS
BALANCE_IN_SUFFICIENT
Insufficient balance in the prefund account
IN_PROGRESS
PAYMENT_AWAIT_CLEARANCE
Awaiting payment clearance
IN_PROGRESS
PAYMENT_SETTLED
Payment settled
IN_PROGRESS
PAYMENT_REJECTED
Payment rejected
IN_PROGRESS
PAYMENT_APPROVED
Payment approved
CONFIRM TXN
IN_PROGRESS
AML_PENDING
Pending for AML
 
IN_PROGRESS
AML_COMPLETED
AML completed
 
IN_PROGRESS
AML_MARKED_FOR_EDD
Marked for EDD
IN_PROGRESS
AML_FAILED
AML failed
CONFIRM TXN
IN_PROGRESS
AWAITING_CLEARANCE
Awaiting AML clearance
IN_PROGRESS
CLEARANCE_ACCEPTED
AML clearance accepted
CONFIRM TXN
IN_PROGRESS
TXN_VERIFIED
Transaction verified
 
IN_PROGRESS
TXN_PREPARED
Transaction prepared
CONFIRM TXN
REJECTED
AML_REJECTED
AML rejected
EXECUTED
EXECUTED
TXN_RELEASED
Transaction released
EXECUTED
TXN_TRANSMITTED
Transaction transmitted
CREDITED*
COMPLETED
CREDITED
Transaction credited
COMPLETED
AVAILABLE_PAID
Transaction Available for pickup or Paid
 
COMPLETED
RECONCILED
Transaction reconciled
CANCELLATION
INITIATED
CANCELLATION_INITIATED
Initiated transaction cancellation
CANCELLATION
IN_PROGRESS
CANCELLATION_REQUEST_CREATED
Cancellation request created with payout partner
IN_PROGRESS
CANCELLATION_REQUEST_CONFIRMED
Cancellation request confirmed by the payout partner
REJECTED
CANCELLATION_REQUEST_REJECTED
Cancellation request is rejected by the payout partner
ACCEPTED
CANCELLATION_ACCEPTED
Cancellation of transaction accepted
COMPLETED
CANCELLATION_COMPLETED
Cancellation of transaction completed
...
  “AVAILABLE_PAID” Sub-State comes for receive mode CASHPICKUP; it means either the amount is ready to be picked up by the beneficiary or already picked up.
General Error Codes
Error
HTTP status code
Error Code
Message
Reason
INVALID_PAYLOAD
100
10000
"Invalid payload"
The payload passed in the request is invalid
BAD_REQUEST
400
40000
"Bad Request" / Payload parameter is missing or corrupt
The request is not correct or is missing required elements like headers parameters etc.
UNAUTHORIZED
401
40001
Not authorized/access denied
Not authorized/access denied
NOT_FOUND
404
40004
Not found
Data’s or Configurations or Rules are not found
METHOD_NOT_ALLOWED
405
40005
"Method not allowed"
The HTTP method used in the request isn't allowed for that activity.
eg: making a POST request instead of a GET request where GET is expected.
UNPROCESSABLE CONTENT / ENTITY
422
8076000
Service disruption during processing request or processor flow
Service disruption during processing request or processor flow
INTERNAL_SERVICE_ERROR
500
50000
Unable to service your request at this moment. Kindly retry after sometime
Unable to service your request at this moment. Kindly retry after sometime
GATEWAY_TIMEOUT
504
50004
Unable to service your request at this moment. Kindly retry after sometime
Unable to service your request at this moment. Kindly retry after sometime
 
Business Error Codes
API
HTTP status code
Error Code
Message
Reason
Reject /Retry
Create Quote
404
40004
Partner not found
Partner not found
404
40004
Partner service corridor currencies not found
Partner service corridor currencies not found
404
40004
Bank branch not found
Bank branch not found
404
40004
Partner service corridors not found
Partner service corridors not found
404
40004
Bank not found
Bank not found
404
40004
Quote not found
Quote not found
404
40004
Correspondent service bank not found
Correspondent service bank not found
404
40004
Rates not found
Rates not found
404
40004
Currency not found
Currency not found
404
40004
Charges not found
Charges not found
404
40004
Rebate not found
Rebate not found
404
40004
MTO product not found
MTO product not found
404
40004
Rate / Charges not found
Rate / Charges not found
404
40004
Partner quote or payment expiry limit's not found
Partner quote or payment expiry limit's not found
404
40004
Rate / Charges not found
Rate / Charges not found
Create Transaction
404
40004
Partner not found
Partner not found
404
40004
Sender subscription not found
Sender subscription not found
404
40004
Sender not found
Sender not found
406
8076210
Sender is not acceptable since valid ID not found
Sender is not acceptable since valid ID not found
406
8076207
Transaction is not acceptable since yet to accepted
Transaction is not acceptable since yet to accepted
404
40004
Partner service corridors not found
Partner service corridors not found
404
40004
Partner service corridor currencies not found
Partner service corridor currencies not found
404
40004
Bank branch not found
Bank branch not found
404
40004
Currency not found
Currency not found
406
8076205
Charge's markup/down is not acceptable
Charge's markup/down is not acceptable
404
40004
Partner allowed address type not found
Partner allowed address type not found
406
8076209
Transaction is not acceptable since invalid address type
Transaction is not acceptable since invalid address type
406
8076211
Transaction is not acceptable since exceeded the credit limit
Transaction is not acceptable since exceeded the credit limit
406
8076214
Transaction not acceptable since invalid sender ID information
Transaction not acceptable since invalid sender ID information
406
8076201
Processed transaction for same receiver with same amount
Processed transaction for same receiver with same amount
406
8076202
Transaction is not acceptable since reached sender limit
Transaction is not acceptable since reached sender limit
406
8076203
Transaction not allowed to send amount to same receiver
Transaction not allowed to send amount to same receiver
406
8076206
Transaction is not acceptable since correspondent rate has changed
Transaction is not acceptable since correspondent rate has changed
406
8076212
Quote is not acceptable
Quote is not acceptable
406
8076101
Transaction is not acceptable
Transaction is not acceptable
404
40004
Quote not found
Quote not found
406
8076213
Quote is not acceptable since expired
Quote is not acceptable since expired
400
40000
Mismatch in quote and transaction request
Mismatch in Quote and transaction CorrespondentId
400
40000
Mismatch in quote and transaction request
Mismatch in Quote and transaction CorrLocationId
406
8076215
Transaction is not acceptable since partner transaction reference number already exists
Transaction is not acceptable since partner transaction reference number already exists
406
8076208
Transaction is not acceptable since invalid sender information
Transaction is not acceptable since invalid sender information
Confirm Transaction
404
40004
Partner not found
Partner not found
404
40004
Transaction not found
Transaction not found
406
8076306
Transaction is not acceptable since expired
Transaction is not acceptable since expired
406
8076305
Transaction is not acceptable since already accepted
Transaction is not acceptable since already accepted
404
40004
Transaction sender not found
Transaction sender not found
404
40004
Transaction receiver not found
Transaction receiver not found
404
40004
Partner ledger account not found
Partner ledger account not found
404
40004
Partner call back not found
Partner call back not found
404
40004
Correspondent service bank not found
Correspondent service bank not found
404
40004
Bank branch not found
Bank branch not found
404
40004
Bank not found
Bank not found
404
40004
Purpose of the transaction not found
Purpose of the transaction not found
404
40004
Correspondent service not found
Correspondent service not found
404
40004
Payment mode not found
Payment mode not found
406
8076302
Transaction is not acceptable since clearance not accepted yet
Transaction is not acceptable since clearance not accepted yet
406
8076304
Partner not authorized to generate transaction receipt
Partner not authorized to generate transaction receipt
406
8076301
Transaction is not acceptable since insufficient balance
Transaction is not acceptable since insufficient balance
406
8076218
The correspondent bank details do not match. Please verify the routing configurations and try again
The correspondent bank details do not match. Please verify the routing configurations and try again
Cancel Transaction
404
40004
Partner not found
Partner not found
404
40004
Transaction not found
Transaction not found
406
8076403
Transaction is not acceptable since payment not yet settled
Transaction is not acceptable since payment not yet settled
406
8076405
Cancellation is not acceptable
Cancellation is not acceptable
406
8076402
Cancellation is not acceptable since already in progress
Cancellation is not acceptable since already in progress
406
8076401
Cancellation is not acceptable since already processed
Cancellation is not acceptable since already processed
406
8076404
Cancel reason is not acceptable
Cancel reason is not acceptable
406
8076406
Cancellation is not acceptable since already cancelled
Cancellation is not acceptable since already cancelled
Authorize Transaction
404
40004
Partner not found
Partner not found
404
40004
Transaction not found
Transaction not found
406
8076602
Transaction is not acceptable since external parties not allowed to clearance
Transaction is not acceptable since external parties not allowed to clearance
406
8076601
Transaction is not acceptable since already authorized
Transaction is not acceptable since already authorized
406
8076303
Transaction is not acceptable since awaiting for clearance
Transaction is not acceptable since awaiting for clearance
404
40004
Transaction sender not found
Transaction sender not found
404
40004
Transaction receiver not found
Transaction receiver not found
404
40004
Purpose of the transaction not found
Purpose of the transaction not found
404
40004
Payment mode not found
Payment mode not found
Enquiry Transaction
404
40004
Partner not found
Partner not found
404
40004
Transaction not found
Transaction not found
404
40004
Transaction receiver not found
Transaction receiver not found
404
40004
Transaction sender not found
Transaction sender not found
Update Bank Reference Number
404
40004
Partner not found
Partner not found
400
40000
Payload parameter is missing or corrupt
Payload parameter is missing or corrupt
404
40004
Transaction not found
Transaction not found
406
8076207
Transaction is not acceptable since yet to accepted
Transaction is not acceptable since yet to accepted
406
8076603
Transaction is not acceptable since invalid payload
Transaction is not acceptable since invalid payload
404
40004
Payment mode not found
Payment mode not found
406
8076604
Transaction is not acceptable since BRN update already processed
BRN update already happened
406
8076605
Transaction is not acceptable since Transaction already cancelled
Cancelled transaction
406
8076606
Transaction is not acceptable since bank reference number already exists
Bank reference number is unique for a partner
 
Policies
Date-Time Formats
All date time formats in the request and response are based on ISO 8601 format
Date [yyyy-MM-dd] 
eg: "1990-08-22"
...
Date-Time in local timezone [yyyy-MM-ddTHH:mm:ss.sssZ] and 24 hour format (00-23) 
eg:"2022-02-23T00:08:43.323+04:00"
Amounts
Every currency has its own least currency unit supported and decimals that the currency supports. All the amount formats in the request and response expect and return with the supported decimal rule applied. The rounding of amounts over the least currency unit and the rounding method is applied based on the setup and market standards.
Bank Details
For the receiving mode BANK. The mandatory data in bank details object depends on the receiving country. The bank/branch lookup is supported in three cases by iso_code, routing_code, or sort_code.
Below are the details needed for each receiving country.
...
Country
account_number
IBAN
routing_code
iso_code
sort_code
Comments
Correspondent Validations
BD
Mandatory
Not Required
ACH routing code/Branch code
11 digit BIC (or) Swift code.
-
Pass either ACH routing code/Branch code (or) iso_code
receiver.first_name (mandatory)
should not exceed 40 characters
receiver.last_name (mandatory)
should not exceed 40 characters
DUTCH BANGLA BANK
receiver.receiver_address.address_line (mandatory)
receiver.receiver_address.town_name (mandatory)
EG
Not Required
Mandatory
-
11 digit BIC (or) Swift code.
-
-
receiver.mobile_number (mandatory)
should start with +20 followed by 10 digits
receiver.receiver_address.address_line (mandatory)
receiver.middle_name (mandatory)
 
ID
Mandatory
Not Required
Not Required
11 digit BIC (or) Swift code
-
BIC/Swift
receiver.mobile_number (mandatory)
receiver.receiver_address.address_line (mandatory)
IN
Mandatory
Not Required
IFSC code.
11 digit BIC (or) Swift code.
-
Pass either IFSC code (or) iso_code
receiver.receiver_address.address_line (mandatory)
a-z A-Z 0-9, should not exceed 35 characters
Receiver.receiver_address.street_name (if passed)
a-z A-Z 0-9, should not exceed 35 characters
Receiver.receiver_address.town_name (mandatory)
a-z A-Z 0-9
State Bank of India
Receiver.receiver_address.town_name (mandatory)
a-z A-Z 0-9
LK
Mandatory
Not Required
Branch Ref Number/DP Code
11 digit BIC (or) Swift code.
-
Pass either Branch Ref Num/DP code (or) iso_code
receiver.receiver_address.address_line (mandatory)
NP
Mandatory
Not Required
 
11 digit BIC (or) Swift code.
 
 
receiver.first_name (mandatory)
should not exceed 40 characters
receiver.last_name (mandatory)
should not exceed 40 characters
receiver.receiver_address.town_name (mandatory)
should not exceed 20 characters
PH
Mandatory
Not Required
ACH routing code
Swift code
-
Pass either ACH routing code (or) swift
receiver.mobile_number (mandatory)
should be at least 9 characters
receiver.receiver_address.address_line (mandatory)
should not exceed 40 characters
receiver.receiver_address.street_name (if passed)
should not exceed 60 characters
receiver.first_name (mandatory)
should not exceed 40 characters
receiver.last_name (mandatory)
should not exceed 40 characters
PK
Not Required
Mandatory
(Example: PK12ABCD1234567891234567)
Not Required
11 digit BIC (or) Swift code
-
-
receiver.receiver_address.address_line (mandatory)
receiver.nationality (mandatory)
Combined length of receiver.first_name, receiver.middle_name, receiver.last_name cannot be more than 100
HABIB BANK LTD
sender.nationality (mandatory) and cannot be IN, IL, UA, SY, SD, RU, MM, KP, IR, CU
receiver.nationality cannot be other than PK
UK
Not Required
Mandatory
-
11 digit BIC (or) Swift code
-
Pass IBAN & Swift code
Others
Required
Required
-
11 digit BIC (or) Swift code
-
Pass either account_number or IBAN
 
Request Header
Every partner should send X-REQUEST-ID in the header to track a particular request.
...
X-REQUEST-ID max is 60 characters.
API Response Time
Access & Privileges 
No
API Name
Description
Max Time (MS..) 
Avg Time (MS..)
1 
Access Token 
API to be used to get API access tokens from  DPS identity & security engine
1000 
400
Transaction APIs 
No
API Name
Description
Max Time (MS..) 
Avg Time (MS..)
1 
Create Quote 
API to be used to create a quote 
60000 
700
2 
Create Transaction 
API to be used to accept quote and validate the  transaction
60000 
350
3 
Confirm Transaction 
API to be used to execute the transaction for  last mile
30000 
100
4 
Enquire Transaction 
API to be used to enquire transaction 
30000 
200
Reference APIs 
No
API Name
Description
Max Time (MS..) 
Avg Time (MS..)
1 
Get Codes 
API to be used to get the master data which  will be supplied to other APIs
30000 
300
2 
Get Service Corridor 
API to be used to get the service details,  corridor details, currency details
30000 
100
3 
Get Rates 
API to be used to get the exchange rates  between the sending country and all its  possible receive 
countries.
60000 
100
4 
Bank Master 
API to be used to get the banks for a particular  country
60000 
300
5 
Branch Master 
API to be used to get the branch details for a  particular bank
60000 
1500